Paycheck advance apps: the risks—and costs—can be high

News Room
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When Conner Smith saw an Instagram ad in early 2021 from the mobile app EarnIn offering to let him access up to $100 from his paycheck before payday, he thought it would be a convenient way to pay for a night out.

About a year and a half later, the Georgia resident says, he was in a “vicious cycle”…

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