ExplainingFinance.com – Privacy Policy

 

Respecting your privacy is of utmost importance to us, and we want to clarify our online data practices and the choices you have concerning the collection and utilization of your personal information when you interact with this website. If you are accessing the website from outside the United States, please be aware that your personal data will be processed by ExplainingFinance.com (referred to as “The Company”) in the United States, where data protection and privacy regulations may differ from those in other countries. By using the website, you consent to the potential transfer of information outside your country if you are located outside the United States. Furthermore, by using the website, you grant ExplainingFinance.com permission to contact you electronically, in writing, or through other means to provide notifications related to your use of the website and to share information about products and services offered by ExplainingFinance.com. If you wish to opt out of receiving future promotional materials, you can do so by following the unsubscribe instructions provided at the end of such communications.

  1. Personally-Identifiable Information

To access services from ExplainingFinance.com, you are required to provide certain personally identifiable information (as detailed in our Terms of Service). The types of personally identifiable information that ExplainingFinance.com may collect through the website include, but are not limited to: name, email address, cell phone number, download history, customer-generated content, and information about your interests and use of products and services. ExplainingFinance.com will not collect any personally identifiable information without your voluntary submission. Such information may be used to provide requested services, contact you about programs, products, features, or services of interest, or for other disclosed purposes. It may also be used to inform you about changes to policies, terms, or services, and to enhance the content and navigation of the website.

  1. Access to Personal Information

If your personally identifiable information changes or you no longer wish to use our services, you can correct, update, delete, or deactivate it by making changes on your member information page or contacting our Customer Support. We will respond to your access request within 30 days. We retain your information as long as your account is active or as needed to provide services, comply with legal obligations, resolve disputes, and enforce agreements.

INFORMATION GATHERED IN THE SMS CAMPAIGNS WILL NOT BE SHARED WITH THIRD PARTIES OR AFFILIATES FOR MARKETING PURPOSES.

  1. Cookies

To enhance your website experience, we use “cookies.” Cookies are alphanumeric identifiers transferred to your computer’s hard drive through your web browser to enable system recognition and provide features. Cookies do not reveal your email address or other personal information unless you choose to provide it. We use cookies to understand site usage and improve content. You can erase cookies, block them, or receive warnings before storage using your browser settings. Some areas of the website require cookies for access.

  1. Web Beacons

Our service partners utilize clear gifs (Web Beacons) to better manage site content by analyzing user activity. Clear gifs are embedded invisibly on web pages, tracking online movements similar to cookies. This information is not linked to personally identifiable data.

  1. Children

The website is not intended for individuals under seventeen (17) years old, and ExplainingFinance.com does not collect personally identifiable information from them unless otherwise stated during collection.

  1. Information Collected Automatically

We collect non-personally-identifiable information about your website usage, domain, access time, and linking website. This “Blind Data” helps us enhance the website.

  1. Testimonials

We post customer testimonials on our site with consent. If you wish to remove your testimonial, contact us.

  1. Public Forums

Information shared in publicly accessible blogs or forums may be collected and used by others. To request personal information removal, contact us.

  1. Links to Other Websites

Linked sites have different information practices. We encourage checking their privacy notices. ExplainingFinance.com is not responsible for linked sites’ content, accuracy, or security.

  1. Data Security Policy

We implement physical, electronic, and managerial procedures to prevent unauthorized access and maintain data security. The open nature of internet communications means we cannot guarantee security.

  1. Your Acceptance of These Terms

By accessing the website, you accept our Privacy Policy. Periodic updates are effective immediately upon posting on the website.

  1. Changes in This Privacy Policy

Material changes are communicated via email or site notice. Please review our privacy practices periodically.

Questions/Concerns?

For inquiries about our Privacy Policy, contact us at [email protected].