Fintech
The Asian Countries That Actually Need A CBDC
At the recent Singapore Fintech Festival, the city-state’s announcement that it would pursue a wholesale central bank digital currency (CBDC) pilot next year was big…
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Crypto’s Future After The Storm: Fintech 50 2023
Crypto’s nightmarish 2022 exposed the weak underbelly of many supposed blue chips in the sector. As the industry seeks to…
Inside The Rise Of A Fintech Startup Using AI And Human Insight To Fight Fraud
Seven years ago, two twentysomething data scientists spotted a novel phenomenon: synthetic identity fraud. They turned that discovery into fast-growing…
The Future Of Payments: Fintech 50 2023
Nine payments companies made Forbes’ Fintech 50 2023 list, up from six in 2022. Niche newcomers GlossGenius, a platform for…
Deposit Acquisition Opportunity For Banks
OBSERVATIONS FROM THE FINTECH SNARK TANK On the heels of the success (i.e., growing adoption) of digital wallets from Apple,…
Investing In Diversity And Its Inclusion Actually Saves Fintechs Money
Data shows that investing in diversity is a fundamental driver of business success. Getting diversity, equity and inclusion right in…
The Late Arrival Of Foreign Competition In China’s Payments Market
For the longest time, the China payments market was an oligopoly of the privileged three: first the state-owned UnionPay, and…
What Latin American Fintech Startups Can Teach Silicon Valley
If you have traveled to Latin America recently, you may have noticed a prevalent trend. Servers instantly offer credit card…
Paris fintech fashions include CBDC and AI, but not the metaverse.
I was flattered to be invited to chair the keynote panel on new business models for banking at the Paris…
Acquisitions Are Driving A Shake-Up In Payments in 2023
The world of payments has been in a state of constant change over the last decade, as new technologies have…
The Impact Of ChatGPT And Open Banking Cannot Be Underestimated
You’ve probably never heard of the Aerial Transit Company, but it should be a business school case study. The company’…
Canton Network Launch Signals The Tokenization Of The Real Economy Has Arrived
This month saw the launch of the Canton Network, the financial services sector’s first privacy-enabled interoperable blockchain “network of networks”…
How Fidelity Became A Business Leveraging Start-Ups’ Jobs To Be Done
Leading a start-up is all-consuming. Company leadership is doing everything at once, never has enough time, and is making quick…
Why SWIFT Remains Indispensable For Cross-Border Payments
The paramountcy of the SWIFT interbank messaging network to cross-border payments can be measured in many ways, and SWIFT itself…
The Case Against A Paywalled Human Touch
Phone menus, also known as Interactive Voice Response (IVR) systems, could be a blessing when all goes well, but extremely…
Fintech Seed Rounds Increased Nearly 50% Amidst Challenging 2022 Funding Environment
Venture investments into fintechs headquartered in North America dipped to $24.39 billion in 2022, a decline of 34% from the…
Fewer Fintech Unicorns, More Fintech Red Wolves
I always thought that “unicorns” was the wrong name for fintechs that reached a billion dollar valuation. After all, unicorns…
Technology Will Change The World
The only constant in life is change – and the US is a country with change built into its DNA.…
The Current State Of DeFi One Year After The Crypto Bubble Burst
Last Friday was the one year anniversary of the collapse of the Terra Luna Stablecoin. This event marked the end…