Fintech
The Asian Countries That Actually Need A CBDC
At the recent Singapore Fintech Festival, the city-state’s announcement that it would pursue a wholesale central bank digital currency (CBDC) pilot next year was big…
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A Hitchhiker’s Guide To Bank Failures
42. Is that the number of banking relationships you need to maintain to weather this financial turmoil? Not exactly. Recent…
Excess Liquidity Versus Freshwater Shortage
When Central Banks gathered in Washington, Frankfurt, and London last week, their central focus was response strategies to contain a…
Fear Mongering And Other Bad Takes
OBSERVATIONS FROM THE FINTECH SNARK TANK Wall Street veterans and politicians have made quite a few unsupported—and, in at least…
ChatGPT’s Potential To Reshape The Financial Services Landscape
The highly anticipated release of GPT-4, the latest iteration of OpenAI's groundbreaking language model, has sent ripples of excitement throughout…
Why China Is Rejigging Its Financial And Technology Regulations
At the recent meetings of its National People’s Congress and Chinese People’s Political Consultative Conference, known as the two sessions,…
Driving Change In An Industry Split Between Yesterday And Tomorrow
Remittances have seen significant digital advances over the past decade, but the industry is still in the midst of a…
Fintech Startup Rain Raises $116 Million To Speed Up Hourly Workers’ Pay Cycles
Rain is a four-year-old company that uses technology to advance employees, typically hourly workers, their wages shortly after a shift…
Payments Are A Utility, Banking Is Not. Let’s Separate Them.
The economist John Kay wrote in a paper on “Robust and Resilient Finance” that while “many aspects of the modern…
Pay For Performance Or Skin In The Game?
The new SEC “pay for performance” disclosure rules, coming into force for this year’s proxy season, will set new ground…
Total Addressable Market Is Useless
A few months ago, I came across a Tweet that clearly enunciated something that had rankled me for a long…
How The Future Of TikTok May Impact A Generation’s Financial Literacy
The rise of personal finance education on TikTok plays an instrumental role in expanding fintech companies' products and services to…
Apple Launches Apple Pay Later And It’s Going To Be A Winner
OBSERVATIONS FROM THE FINTECH SNARK TANK Apple launched its "buy now, pay later" (BNPL) service in the US to compete…