Fintech
The Asian Countries That Actually Need A CBDC
At the recent Singapore Fintech Festival, the city-state’s announcement that it would pursue a wholesale central bank digital currency (CBDC) pilot next year was big…
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Against The Clock: Synapse Has Two Months To Find New Bank Partner
Nine-year-old Synapse Financial Technologies has long been a leader in banking-as-a-service, a niche of software providers offering startups a streamlined…
Generative AI Is Generating Hype But Can It Generate Value?
In a recent interview, Google Deepmind's CEO Demis Hassabis called for greater regulation to quell existential fears over tech with…
Forget ‘Crushing It,’ Startup Founders Open Up About Mental Health Problems
From therapy and peer groups to vulnerability and psychedelic drugs, entrepreneurs open up about their strategies for dealing with mental…
Five Fintech Lessons From Five Ecosystems
The fintech industry has grown rapidly in recent years, with new companies and innovations emerging across the globe. I’m emerging…
Americans Do Leave Home Without Them
One thing we know about the future of fintech is the everything is going to be connected, even if intermittently.…
Regulators Focus On AI-Powered Surveillance In BNPL Industry
In recent quarters, the financial services industry has been buzzing with discussions about regulation parity in the Buy Now, Pay…
Is Considering Immigration Status A Risky Business For Lenders? It Is Now.
Last week, the Consumer Financial Protection Bureau (CFPB) and the Department of Justice (DOJ) issued a joint statement to clarify…
Retail Investors Have Been Burned, Should Startups Be Using AI To Get Them Back?
Stock markets have always leaned in the favour of those with the most resources. While technically the same information is…
“No Drama Culture” – The #1 Productivity Hack For Any Organization
We've all been there. Late-night calls from frantic colleagues, rumors flying like wildfire, disrespectful emails. and emotional outbursts in meetings.…
Buterin, Innovation And Very Smart Wallets
Ethereum ETH founder Vitalik Buterin is someone I always listen to, so I read with interest his recent comment about…
Inside Paypal’s Billion Dollar Battle For Payment Processing Dominance
Last year PayPal slashed its prices in its payment services business in an attempt to fend off Dutch giant Ayden…
Who Has Fairness Obligations In The Banking-As-A-Service Ecosystem?
Pop quiz: Which players in the Banking-as-a-Service (BaaS) ecosystem — sponsor banks, fintechs, lead generators and middleware providers — are…
Stripe And Adyen Vs. The Others
Ask any fintech or payments analyst and they will tell you: all eyes are on Stripe and Adyen. But with…
5 Things CEOs Need To Know About ChatGPT And Generative AI
OBSERVATIONS FROM THE FINTECH SNARK TANK If you’ve been to any industry conferences this year, you know that ChatGPT and…
Fintech Startup Synapse Lays Off 40% Of Workforce After Losing Mercury As A Client
Banking-as-a-service platform Synapse laid off 40% of its workforce, or 86 employees, on Monday, October 2. Synapse’s platform helps other…
Supreme Court Seems Leery Of Challenge To CFPB’s Constitutionality
The Supreme Court heard oral arguments on Tuesday in a case threatening to unwind the work of the 13-year-old Consumer…
How Bank-Fintech Partnerships Help Consumers And Small Businesses
A fundamental shift is happening as more Americans move towards digital financial services. Eight in ten consumers use a fintech…
The “Found Money” Innovators – How Startups Are Unlocking Cash For Financial Resilience
The Financial Health Network recently released its annual Financial Health Pulse 2023 U.S. Trends Report, the most comprehensive view of…