Fintech

The Asian Countries That Actually Need A CBDC

At the recent Singapore Fintech Festival, the city-state’s announcement that it would pursue a wholesale central bank digital currency (CBDC) pilot next year was big

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A Force For Good Or A Step Toward A Debt Spiral?

In an era where financial services evolve constantly, one trend has become a lightning rod for debate: Buy-Now-Pay-Later. Love it

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Why Indonesia’s Credit Card Market Is Poised For Growth

Buy now, pay later (BNPL) has surged in Indonesia over the past few years, plugging a large lending gap and

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Amazon’s Instant ID Points Toward Instant Payments

Amazon AMZN has announced that its palm recognition biometric authentication service, Amazon One, will be used for payment, identification, loyalty

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The Investor Who Changed Wall Street Is Betting Big On Bitcoin And AI

Cathie Wood, the iconic investor behind ARK Invest, is in uncharted territory, facing a question no one had asked her

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Many Active Asset Managers Stick To Outdated Models

Asset managers are either optimistic (Coalition Greenwich) or complacent (Northern Trust) about the future of active funds. That’s a conclusion

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How FedNow Could Change the Financial Landscape

The Federal Reserve recently launched FedNow, an instant payments network allowing businesses and consumers to send and receive payments in

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Why Tencent Lags Alipay In Cross-Border Payments

In the mid-2010s, the fintech business of Tencent grew exponentially, with WeChat Pay and its offshoots allowing the company to

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FedNow Will Change Payments For The Better. But Not Yet.

When I first become involved in the payments industry, a wise mentor told me that that there were three fundamental

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What The Q2 2023 Earnings Season Tells Us About Global Payments

The Q2 2023 earnings season is almost upon us, and with macroeconomic headwinds remaining fairly strong in many markets, this

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What Do We Get With The Federal Reserve’s FedNow Instant Payments?

OBSERVATIONS FROM THE FINTECH SNARK TANK Hurray, instant payments are here! To much fanfare, the Federal Reserve launched its new

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Will Artificial Intelligence Replace Human Insurance Brokers?

In today's rapidly advancing technological landscape, the fear of job displacement due to artificial intelligence (AI) has become a prevalent

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Fake Paystubs, Overstating Income, Bank Pullouts Plague Auto Financing

Auto shoppers looking to finance their next vehicles have fewer choices of lenders since a slew of banks pulled out

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South Asia Ex-India’s Burgeoning Fintech Opportunities

When it comes to fintech in South Asia, India has long dominated, whether in terms of overall investment, unicorns, or

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A Light From The European Fintech Funding Drought

In the age of European fintech funding scarcity, Solaris’s "grown-up" Series F equity finance round shines like a beacon, marking

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Better Late Than Never: Federal Reserve Platform Will Finally Bring Instant Payments To More Banks–And Customers

After a decade of study and development, the Federal Reserve is finally launching FedNow, a system that could eventually mean

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Exponential Exchange Launches First Tradeable Used Vehicle Index

The value of used vehicles can swing wildly depending on factors that include demand, supply and residual values and that

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The RTP Gold Rush: 10 FedNow Predictions

The United States’ long-awaited real-time payments (RTP) system, FedNow, is due to launch any day now. The availability of instant

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Apple’s ‘Goodwill Credit’ For Apple Savings Could Cost $200 Million

OBSERVATIONS FROM THE FINTECH SNARK TANK Last month, the Wall Street Journal reported that some Apple Card Savings account holders

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