Personal Finance

Ex-Spousal Benefits: What ‘Independently Entitled’ Means

Spousal benefits are commonly called family benefits; benefits available to family members. Let’s start with spousal benefits in order to truly understand ex-spousal benefits. Current

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Ex-Spousal Benefits: What ‘Independently Entitled’ Means

Spousal benefits are commonly called family benefits; benefits available to family members. Let’s start with spousal benefits in order to

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California Ended Its Medicaid Long-Term Care Asset Test. What Happened?

This year, California took the second of two steps to allow residents with unlimited assets to participate in its Medicaid

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Making Friends After Retirement, According To Dr. Ruth

After retirement, people have self-reported that they miss the people more than the position or money. Not only are they

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Is a retirement savings crisis looming?

Tens of millions of private-sector workers lack access to a retirement savings plan through their employer, which experts at the

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The C.S. Lewis Quote That Could Transform Your Financial Future

Some of the most profound truths are those, once revealed, that seem self-evident. And that may also be the most

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Plan For Retirement Beyond Your Go-Go Years

If you’re approaching retirement or have recently retired, it’s only natural that you’re looking forward to your newfound freedom. You

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Gobble up savings: Smart tips to cut costs this Thanksgiving

'Tis the season to gather and give thanks without breaking the bank.  High grocery prices and travel expenses may threaten

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Choose Your Medicare Open Enrollment Advisor Carefully

It’s Medicare Open Enrollment Period. As I wrote earlier, Open Enrollment this year is unusually important because of significant changes

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Get approved for apartment as first-time renter with these tips

If you are renting an apartment for the first time, there are likely many questions swirling in your mind.  You

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4 Things Everyone Must Know To Control Finances For Aging Parents

Most of us recognize that legal means exist to assume control over an aging parent’s finances when their health declines.

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Mortgage rates fall slightly, ending 6-week climb

Mortgage rates barely moved this week after marching higher for the past month and a half, while purchase demand remains

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What A Trump Administration Will Mean For Older Adults

Donald Trump’s return to the White House, coupled with Republican control of the Senate and possibly of the House, could

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Aging Parent Facing Mental Illness Controls Family’s Wealth: What Can Be Done?

It is not surprising that we find mental illness across all age ranges. Being over 65 is no exception. Some

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Probably No Surprise: Medicare Part B Will Cost More In 2025

On November 8, the Centers for Medicare and Medicaid Services announced the Medicare premiums and costs for 2025. Let’s take

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Trump Presidency: Yes, Estate Planning Is Still Important

President Trump’s Victory Means Estate Planning Changes, Not That it Should Be Ignored With President Trump’s victory, and Republican control

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Wake Up: It’s Time To Check Out Your 2025 Part D Drug Coverage

The annual Open Enrollment Period ends December 7, just 30 days from now. Traditionally, fewer than 30% of drug plan

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The Fed just cut interest rates again, this time by a quarter of a percentage point

The Federal Reserve just cut interest rates for the second time this year, a move that was largely expected as

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Washington State Voters Keep Public Long-Term Care Insurance

Voters in Washington State have decided to keep the state’s first-in-the-nation public long term care insurance program. On Tuesday, they

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