Personal Finance
Probably No Surprise: Medicare Part B Will Cost More In 2025
On November 8, the Centers for Medicare and Medicaid Services announced the Medicare premiums and costs for 2025. Let’s take a quick look at what…
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Today's mortgage rates drop for 30-year terms while 15-year terms remain steady | July 31, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
How To Turn Your Retirement Into Your Legacy
Did you know more people turn 65 each day in America than are born? And by 2030, there will be…
Today's mortgage rates hold steady for 15- and 30-year terms | August 1, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Life Span, Health Span, Wealth Span: A More Expansive Approach To Retirement Planning
Until recently, I’ve never been enamored with the notion of living a longer-than-average lifespan. Perhaps this is because my primary…
Mortgage rates fall slightly to lowest level since February
Mortgage rates decreased a bit this week, remaining uncomfortably high for many would-be buyers but hitting their lowest point in…
Do Not Convert To A Roth IRA (Until You Read This)
Conventional wisdom regarding Traditional IRA’s is to not take distributions from your Traditional IRA because you will have to pay…
Mortgage payments soar for prospective homeowners in swing states: Realtor.com
The housing affordability crisis is hitting swing states hard. These battleground states, which could potentially be won by either candidate,…
More people trying 'no-buy year' trend to save thousands of dollars
A Tiktok trend is encouraging people to save more money. It’s called the ‘no-buy year.’ The rules are simple. Make a…
Why Trump’s Repeal Of Social Security Benefits Taxes Could Speed Insolvency
Former president Donald Trump’s plan to repeal the tax on Social Security benefits would lower taxes for US households by…
Today's mortgage rates plummet for 15- and 30-year terms | August 2, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Goodbye Medicare Part D Donut Hole; Hello $2,000 Cap
Just about any Medicare beneficiary who takes prescription medications has heard about the donut hole. It has had quite an…
The Only Way To Consistently Buy Low And Sell High When Investing
One of the most commonly quoted pieces of investment advice (or cliché) is you want to buy low and sell…
Today's mortgage rates continue to hold steady for 30-year terms while 15-year terms edge up | June 27, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Private student loan interest rates fall for 5- and 10-year terms
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Is Your IRA Safe From Creditors?
Retirement accounts are protected from creditors and lawsuits most of the time, but not all the time. You should know…
Mortgage rates fall slightly to 6.86%
Mortgage rates were mixed this week with the standard 30-year note declining slightly for the fourth consecutive reading, while shorter-term…
New rule proposed by the CFPB would help consumers understand true cost of paycheck advance products
Paycheck advance products, often referred to as "earned wage" products, give consumers access to their paycheck early when they’re in…
Hidden Risk: Aging Parent With Assets In A Different State
Sometimes aging loved ones start out in one state and then move to a different state to retire. They carefully…