Personal Finance
Why You May Need To Rethink Your Retirement, Work, And Spending
Most workers approaching their retirement years haven’t saved enough money to retire full time at age 65 and continue their current level of spending. Let…
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Latest News
Refinancing demand surges on mortgage rates dropping
Mortgage rates are still uncomfortably high for many would-be homebuyers and sellers, but recent declines have contributed to a significant…
Preretirement Helps People Leave Their Career And Still Keep Working
By Elana Rabinowitz, Next Avenue "We call it pretirement," a woman said while gushing about her new life in the…
Mortgage rates edge lower
Mortgage rates dipped a bit this week, still holding steady around the mid-6% range while demand remains weak in the…
The US added 818,000 fewer jobs this year than originally estimated
The U.S. Bureau of Labor Statistics just reported that the U.S. added 818,000 fewer jobs over the last 12 months…
What A President Harris Would Mean For Seniors
Democratic presidential nominee Kamala Harris is working hard to win the support of older voters, but what would she do…
3 Strategies For Using Roth IRAs And Roth 401ks In Retirement
A smart use of any retirement savings you’ve set aside in Roth IRAs and/or Roth 401k accounts can help you…
Today's mortgage rates unchanged for 30-year terms while 15-year terms edge up | July 18, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
IRS Issues Guidance On Retirement Plan Matches Based On Student Loan Payments
The IRS has issued interim guidance for a new opportunity for taxpayers created under SECURE 2.0 that allows employers to…
Selling a house costs an average of $54,000 – Here's how you can control costs
Between commission fees and moving costs, home sellers said they spent more than expected to secure a home sale this…
Student loan handouts having little to no impact on borrowers' financial struggles: Report
Student loan forgiveness hasn't helped a swath of borrowers who say they're still in a tight spot financially, according to…
Vulnerable Aging Parents And Greedy Offspring: Be On The Lookout
It is not a rare thing that as wealthy aging parents decline, some relatives seem to come out of the…
Mortgage rates fall to 6.77%
Mortgage rates fell again this week but remain uncomfortably high for many would-be buyers. Freddie Mac's latest Primary Mortgage Market…
This week's personal loan rates rise for 3-year terms, while 5-year terms fall
Borrowers with good credit seeking personal loans during the past seven days prequalified for rates that were higher for 3-year…
Why Your Retirement Likely Will Include An AI Humanoid Robot
Imagine this: You’re retired, lounging in your favorite chair, feet up, sipping something chilled as the sun sets. Your home…
Today's mortgage rates remain unchanged for 30-year terms while 15-year terms drop | July 19, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Elder Fraud Is Exploding Online. How To Keep Grandma–And Yourself–Safe
Elder fraud is exploding, while crypto and speedy money transfers are making it tougher to recover stolen funds. Here are…
Many homes are sitting stagnant on the market, causing more frequent price drops
Sellers are pricing their homes at record-high prices, but buyers aren’t biting. High interest rates and high listing prices are…
How Guaranteed Lifetime Income Increases Retiree Spending
Retirees with more guaranteed lifetime income spend more in retirement and do so without worrying about running out of money.…