Personal Finance
Why You May Need To Rethink Your Retirement, Work, And Spending
Most workers approaching their retirement years haven’t saved enough money to retire full time at age 65 and continue their current level of spending. Let…
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Today's mortgage rates remain unchanged for 15- and 30-year terms | July 22, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Biden asks Supreme Court to lift block on student loan repayment plan
President Joe Biden's administration has asked the Supreme Court to lift a block on the Saving on a Valuable Education…
What To Do If The $2,000 Cap Jeopardizes Your Employer Drug Coverage
The Inflation Reduction Act has generated many initiatives to cut drug costs for Medicare beneficiaries. So, it’s possible that those…
Today's mortgage rates remain unchanged for 30-year terms while 15-year terms edge up | July 23, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
What Younger Generations Need To Know About Social Security, Medicare
Young adults in the U.S. have been skeptical about Social Security at least since the days when I was one…
Today's mortgage rates remain unchanged for 15- and 30-year terms | July 24, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Private student loan interest rates fall for 5-year terms, rise for 10-year terms
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
The Burden Of The Only Child With A A Distant Aging Parent
When our parents get old, family members do have an opportunity to share the load of ensuring their safety and…
The average down payment for the typical US home reaches $127,750: Zillow
Every aspect of homebuying has gotten more expensive in the years since the COVID-19 pandemic. Home prices have been hitting…
New Report Names The Best State To Retire (Hint—It’s Not Florida)
When you think about retirement, you might picture sunny Florida, with its warm climate and retirement communities. But it’s not…
Today's mortgage rates remain unchanged for 15- and 30-year terms | July 25, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Balancing Passion And Pragmatism: An Ikigai Approach To College And Career Choices
We are tempted to both give and receive bad advice when we wish something were true. I wish, for example,…
Mortgage rates increase slightly
Mortgage rates remained relatively unchanged from last week, with a slight movement higher. Freddie Mac's latest Primary Mortgage Market Survey,…
Protecting Retirement Assets Against Financial Elder Abuse
Protecting retirement assets through analysis of various topics, such as time horizon, income needs, risk tolerance, and more, is often…
Today's mortgage rates remain unchanged for 15- and 30-year terms | July 26, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Are You Fighting With Your Aging Parent Over Money?
It’s a common problem these days, with nearly one in seven older people diagnosed with some kind of dementia. These…
Mortgage rates barely budged this week as more listings flood the market
Mortgage rates this week have held steady for the most part. Rates for 30-year mortgages average 6.78% as of July…
Prepare For Medicare’s First ‘Installment Payment Plan’: The Part D MPPP
The Inflation Reduction Act is keeping drug plan sponsors, pharmacies, Medicare educators and anyone who works with Medicare drug plans…