Personal Finance
How To Know When To Reorder Your Priorities—Ask These 2 Questions
Hustle culture and the ever-shortening form of advice have led to the deification of undying devotion — whether to a cause, a goal, or a…
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2025 Drug Plan Premiums: Under Control But In Flux
One of the goals of the Inflation Reduction Act is to lower drug costs for Medicare beneficiaries. The biggest step…
Housing turnover rate hits lowest level in 30 years
The U.S. housing market has remained stagnant, with just 25 out of every 1,000 homes changing hands in 2024, according…
Financial Fraud Targeting Aging Parents Is Organized Crime
This month, the U.S. Senate’s Special Committee On Aging held a hearing to address elder financial fraud. It is entitled…
7 Tips To Prepare For Your Upcoming Retirement
Surprisingly, many retirees return to work for reasons other than finances. According to T. Rowe Price’s recent, Retirement: Saving and…
5 Movies To Learn About Retirement And Later Life
Retirement is defined as “leaving one’s job or ceasing to work.” But it involves so much more than that. As…
Social Security Upgrades Tech, Finally Allows Paperless Transactions
The Social Security Administration recently introduced enhancements that should make it easier for beneficiaries to do business with the agency.…
Social Security: Can You Change Your Mind? Yes, But…
As you know, for most people, you can claim Social Security retirement benefits between the ages of 62 and 70.…
Long-term mortgage rates drop to 2-year low
Mortgage rates barely moved this week, but long-term notes declined to the lowest levels Americans have seen since 2022. Freddie…
How Much Will Medicare Part D Prescription Drug Premiums Increase In 2025?
For the first time since 2006, the Centers for Medicare and Medicaid (CMS) didn’t release next year’s projected premiums and…
Private student loan interest rates rise for 5-year terms and dip for 10-year terms
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Run The Numbers, Check Your Facts, Then Check Your Gut
There are things in life that are not a matter of opinion. They are a matter of math. We do…
Crooks Go Old School: The Dangers Of Using Paper Checks Have Increased
After years of favoring online and telephone scams, a number of crooks are drifting back to old-fashioned theft involving paper…
The U.S. Retirement System Will Fail Most Future Retirees
Careful research done by Ph.D economists conclude we face a huge retirement shortfall. We are about eight to nine years…
Why Retirees Are ‘Unretiring’ And Re-Entering The Workforce?
Many retirees are finding that retirement isn’t all it’s cracked up to be, and they’re returning to work in some…
More Retirees Have Debt. Is That Bad?
More and more households led by someone age 55 or older have debt, according to recent research from the Employee…
Will the Fed's rate cut bring down mortgage rates?
Many Americans have been priced out of purchasing a home or making a move for years now amid elevated mortgage…
The Age Wave Is Crashing Around Us
Thirty-five years ago, Ken Dychtwald, PhD, wrote a landmark book, Age Wave. It was a thoughtful and well researched analysis…
Mortgage rates fall again, but home sales still lag
Mortgage rates declined again this week, sparking a subtle boost in demand for purchase and refinance applications. Still, many buyers…