Personal Finance
What A Trump Administration Will Mean For Older Adults
Donald Trump’s return to the White House, coupled with Republican control of the Senate and possibly of the House, could result in a far more…
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Economic optimism rises as U.S. job market adds 206,000 jobs
The U.S. job market is slowly stabilizing, as shown by the 206,000 jobs added in June, according to the Bureau…
Private student loan interest rates fall for 10- and 5-year terms
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
2024 Medicare Open Enrollment Offers Chance To Stay Ahead Of Costly Changes
It’s that time of year when a storm developing in the Caribbean has the potential to become a hurricane. That’s…
Today's mortgage rates hold steady for 30-year terms while 15-year terms rise | July 10, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
6 Ways To Get More Tax-Free Income In Retirement
I've never met anyone who loves paying more taxes on their retirement income. Building a retirement income you won't outlive…
Today's mortgage rates hold steady for 30-year terms while 15-year terms fall | July 11, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Stop Asking The Wrong Money Questions
I woke up this morning to a financial “headline” that, while not uncommon, grated on me even more today. It’s…
Mortgage rates tick down, still stuck near 7%
Mortgage rates fell slightly this week but are still hovering around 7%, remaining uncomfortably high for many would-be buyers. Freddie…
6 Questions Married Women Should Answer About Retirement Income
Married women face a special retirement planning challenge that’s best addressed when they and their spouse transition into retirement. Here’s…
Today's mortgage rates plummet for 15- and 30-year terms | July 12, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
The Reasons President Biden Might Resist Retirement
Retirement decisions are always complex and rarely easy. As a veteran retirement researcher who has written books on the subject,…
Home prices hit another high, mortgage rates fall slightly: Freddie Mac
Mortgage rates continued their wave-like fluctuations, dropping slightly from last week when rates averaged closer to 7%. A 30-year, fixed-rate…
The 2024 Republican Platform’s Empty Promises To Older Adults
The Republican party platform, orchestrated by former President Trump, is filled with promises for those it calls “our Great Seniors.”…
Millennials Are Having Fewer Babies. What Does This Mean For Retirement?
Fertility rates are declining worldwide. Yes, there are nations where there are still far more children than the replacement rate…
Today's mortgage rates fall for 15-year terms while 30-year terms hold steady | June 5, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Credit card delinquencies are surging — and rising fastest in this California city
A growing number of Californians are struggling to pay their credit card bills as they continue to battle steep interest…
Do You Live In A State That Won’t Be Taxing Your Retirement Income?
It probably isn’t surprising to you that taxes can be one of your biggest expenses while in retirement. Of course,…
Today's mortgage rates fall for 30-year terms while 15-year terms hold steady | June 6, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…