Personal Finance

Why You May Need To Rethink Your Retirement, Work, And Spending

Most workers approaching their retirement years haven’t saved enough money to retire full time at age 65 and continue their current level of spending. Let

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Today's mortgage rates remain unchanged for 30-year terms while 15-year terms edge down | July 29, 2024

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

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This week's personal loan rates fall for 3-year terms, rise for 5-year terms

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

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4 Strategies For Retirees To Protect Against Stock Market Crashes

Are you a pre-retiree or retiree who’s nervous about the recent stock market volatility? Worried that it might be the

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Today's mortgage rates remain unchanged for 30-year terms and 15-year terms | July 30, 2024

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

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Medicare Part D Coverage Of Wegovy: Three Stumbling Blocks

Weight-loss drugs have been all the news recently. There are finally medications that can help people lose weight and that

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Today's mortgage rates drop for 30-year terms while 15-year terms remain steady | July 31, 2024

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

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How To Turn Your Retirement Into Your Legacy

Did you know more people turn 65 each day in America than are born? And by 2030, there will be

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Today's mortgage rates hold steady for 15- and 30-year terms | August 1, 2024

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

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Life Span, Health Span, Wealth Span: A More Expansive Approach To Retirement Planning

Until recently, I’ve never been enamored with the notion of living a longer-than-average lifespan. Perhaps this is because my primary

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Mortgage rates fall slightly to lowest level since February

Mortgage rates decreased a bit this week, remaining uncomfortably high for many would-be buyers but hitting their lowest point in

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Do Not Convert To A Roth IRA (Until You Read This)

Conventional wisdom regarding Traditional IRA’s is to not take distributions from your Traditional IRA because you will have to pay

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Mortgage payments soar for prospective homeowners in swing states: Realtor.com

The housing affordability crisis is hitting swing states hard. These battleground states, which could potentially be won by either candidate,

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More people trying 'no-buy year' trend to save thousands of dollars

A Tiktok trend is encouraging people to save more money. It’s called the ‘no-buy year.’ The rules are simple. Make a

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Why Trump’s Repeal Of Social Security Benefits Taxes Could Speed Insolvency

Former president Donald Trump’s plan to repeal the tax on Social Security benefits would lower taxes for US households by

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Today's mortgage rates plummet for 15- and 30-year terms | August 2, 2024

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

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Goodbye Medicare Part D Donut Hole; Hello $2,000 Cap

Just about any Medicare beneficiary who takes prescription medications has heard about the donut hole. It has had quite an

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The Only Way To Consistently Buy Low And Sell High When Investing

One of the most commonly quoted pieces of investment advice (or cliché) is you want to buy low and sell

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Today's mortgage rates continue to hold steady for 30-year terms while 15-year terms edge up | June 27, 2024

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

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