Personal Finance
GOP Budget Squabble Puts The Older Americans Act At Risk
The Older Americans Act, the umbrella federal law that includes programs such as Meals on Wheels, senior transportation, information services, adult day, and caregiver support…
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Today's mortgage rates continue to hold steady for 30-year terms while 15-year terms edge up | June 27, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Private student loan interest rates fall for 5- and 10-year terms
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Is Your IRA Safe From Creditors?
Retirement accounts are protected from creditors and lawsuits most of the time, but not all the time. You should know…
Mortgage rates fall slightly to 6.86%
Mortgage rates were mixed this week with the standard 30-year note declining slightly for the fourth consecutive reading, while shorter-term…
New rule proposed by the CFPB would help consumers understand true cost of paycheck advance products
Paycheck advance products, often referred to as "earned wage" products, give consumers access to their paycheck early when they’re in…
Hidden Risk: Aging Parent With Assets In A Different State
Sometimes aging loved ones start out in one state and then move to a different state to retire. They carefully…
Today's mortgage rates remain unchanged for 15- and 30-year terms | June 28, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Advantages And Disadvantages Of Using TOD Accounts To Avoid Probate
An increasingly popular way to avoid probate and other estate planning issues is the transfer on death or payable on…
Mortgage rates trickle down, but high prices keep buyers out of the market: Freddie Mac
Prospective homebuyers didn't get much relief on mortgage rates this week, as the average 30-year fixed-rate mortgages barely budged from…
Check Your State’s Tax Law Before Converting An IRA
Before converting a traditional IRA to a Roth IRA, residents of states with income taxes should review how their states…
Today's mortgage rates rise for 30-year terms whole 15-year terms hold steady | July 1, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Even Experts Don’t Always Get It Right: My Relocation Journey
I've been the host of The Retirement Answer Man podcast for over ten years now. I try not to overshare…
Today's mortgage rates rise for 15- and 30-year terms | July 2, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Private student loan interest rates rise for 5- and 10-year terms
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Surprising Finding: Tooth Loss Associated With Increased Dementia Risk
The dentist is always telling you, and your aging loved ones to brush and floss. Get those regular dental checkups.…
VA updates home loan benefits to help veterans buy homes in difficult markets
Buying a home is more complex and expensive than it has been in many years. Interest rates and home prices…
Student loan debt has increased by 430% since 2003 – here’s how to lower your debt
National debts have increased by a substantial amount in the last 20 years, but none by as much as student…
Credit card delinquency rates hit worst level since 2012 in new Fed study
A growing number of Americans are falling behind on their monthly credit card payments as they continue to battle high…