Personal Finance
GOP Budget Squabble Puts The Older Americans Act At Risk
The Older Americans Act, the umbrella federal law that includes programs such as Meals on Wheels, senior transportation, information services, adult day, and caregiver support…
Your best advisor to finance and money management.
Explaining Finance is your one-stop website for the latest news, updates, and tips about finance.
Latest News
Supreme Court Ruling In Loper Bright Changes Estate Planning
Fe deral Agency Regulations on Ambiguous Laws No Longer Get Deference A recent Supreme Court case will change the dynamic…
Today's mortgage rates drop for 30-year terms while 15-year terms hold steady | July 3, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
4 Signs That You May Need A Financial Advisor In Retirement
Families typically reach out to financial advisors when they experience a major financial milestone. This often coincides with significant life…
The South is ranked highest for prospective homebuyers, despite high underwater mortgage rates
Today’s homebuying market remains in the hands of the sellers, with competition still hot and prices fluctuating. There are a…
More student loan borrowers are getting relief through bankruptcy thanks to Biden's rule change
An increasing number of borrowers who filed cases seeking student debt discharge are successfully receiving debt relief through bankruptcy after…
Can Community And EMS Partnerships Prevent Falls From Becoming The Next Big Epidemic?
Falls are now the leading cause of injury and death among older adults (65+) in the U.S. They are the…
Mortgage rates climb to 6.95%
Mortgage rates increased this week, approaching nearly 7% again as rates remain stubbornly high and continue to hinder the housing…
This week's personal loan rates edge up for 3- and 5-year terms
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
3 Fun Beachside Cities Ideal For Expat Life
Retiring by the beach is a popular dream of many, but while escaping the 9-to-5 grind on a deserted island…
Florida’s state-created property insurance company voted to raise homeowners insurance rates by 14%
More bad news is on the horizon for Florida homeowners. On top of insurers pulling out of the state altogether,…
Biden issues another $1.2B student loan bailout
President Biden has announced a new student loan bailout for 35,000 borrowers through "Public Service Loan Forgiveness," a program that…
Why July is an ideal time for a mid-year money check-in
July is often thought of as a time for home improvement projects, well-deserved vacations and leisurely day trips. In addition…
IRS Finalizes Guidance On Treatment Of Inherited IRAs
The IRS has issued more guidance on the required minimum distribution (RMD) rules—this time in the form of final regulations.…
Today's mortgage rates for 15- and 30-year terms plummet | July 8, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Federal appeals court blocks all of Biden's student loan debt handout plan
A federal appeals court on Thursday issued a ruling that blocks the Biden administration from continuing to implement a new…
Final RMD Regulations Released Today; 10-Year Rule Clarified
Today, July 19, 2024, the IRS and Treasury Department released long-awaited final regulations on Required Minimum Distributions. RMDs are mandated…
Mortgage rates crept back up closer to 7% as home prices also jump up
Mortgage rates jumped up this week, hovering closer to 7%. This jump ended week's run of dropping rates. Interest rates…
Expats Rank The Best Places To Live In The World
According to reports, interest in moving abroad spiked after the recent presidential debate. So what are the best places to…