Personal Finance
The Little-Known Stealth Tax That Bites Retirees And Near-Retirees
There’s a Stealth Tax retirees and near-retirees often don’t know about until they inadvertently trigger it, costing them a lot of taxes that often could…
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Millennials Are Having Fewer Babies. What Does This Mean For Retirement?
Fertility rates are declining worldwide. Yes, there are nations where there are still far more children than the replacement rate…
Today's mortgage rates fall for 15-year terms while 30-year terms hold steady | June 5, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Credit card delinquencies are surging — and rising fastest in this California city
A growing number of Californians are struggling to pay their credit card bills as they continue to battle steep interest…
Do You Live In A State That Won’t Be Taxing Your Retirement Income?
It probably isn’t surprising to you that taxes can be one of your biggest expenses while in retirement. Of course,…
Today's mortgage rates fall for 30-year terms while 15-year terms hold steady | June 6, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Some vacationers expect to use credit card for more than $5,000 of summer travel
Many Americans plan to rely on their credit cards to finance a significant portion of their holiday travel, even if…
Lack Of Access To Retirement Benefits Impedes Retirement Savings For People Of Color
Black and Latino workers, along with those of other or multiple races/ethnicities regularly have significantly less money in retirement savings…
Mortgage rates tick down, back below 7%
Mortgage rates dipped just under 7% this week after crossing above that threshold in the prior reading as rates remain…
This week's personal loan rates rise for 3-year loans, while 5-year rates fall
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Finding Personal, Professional And Financial Fulfillment With The I/R Theory
If “Failures are finger posts on the road to achievement,” as C.S. Lewis suggested, my opportunities for achievement are many.…
Today's mortgage rates for 15- and 30-year terms hold steady | June 7, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
4 ways Americans use credit cards to purchase and plan for the future
Credit cards are a ubiquitous part of American finances as individuals seek ways to gain financially for the present and…
Trading Health For Wealth: Will You Pay In Retirement?
Our country has valued hard work from our founding as a nation. The Puritan work ethic shows itself everywhere. Most…
Mortgage rates fall but only slightly as home prices continue rising
Mortgage interest rates fell this past week, but not by much. Rates for 30-year mortgages averaged just a hair under…
How To Build An Antifragile Financial Plan With 4 Buckets
I’ve got good news: You’re antifragile. We, as humans, are antifragile. And our financial plans can be, too. Have you…
Today's mortgage rates rise for 15- and 30-year terms | June 10, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Private student loan interest rates drop for 10-year loans, rise for 5-year terms
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
LGBTQ+ Estate Planning And Pride Month
Estate planning sometimes addresses the special needs of lesbian, gay, bisexual, transgender, and queer (LGBTQ+) people, or those who have…