Personal Finance
Who Is Affected By The Social Security Fairness Act And What To Do Next
The Congressional Research Service found that by the end of 2023, more than 2 million Social Security beneficiaries had their retirement incomes reduced because of…
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How credit card swipe fees are affecting shoppers
Credit card swipe fees, which are among the highest operating costs for retailers, are taking a bite out of household…
The Real Public Long-Term Care Insurance Challenge: Paying For It
Later this year, Rep. Tom Suozzi (D-NY) will reintroduce his public catastrophic long-term care insurance bill, called the WISH Act.…
2025 Personal Finance Outlook: 7 Predictions For The Year-Ahead
Year-end is a time for holiday cheer, introspection, and Wall Street strategist predictions for the market. As I try to…
Can You Overcome Your Resistance To Parenting Your Aging Parent?
It’s uncomfortable. The idea that you have to tell your elders what to do or take over things for them…
If You Are Retired, Is It Too Late To Leave A Legacy?
After working with terminally ill patients for years, Bonnie Ware often heard her patients express regrets as they reflected on…
Fixing Social Security’s 8-Year Cliff Requires Trust — And Stephen Goss
Social Security Insolvency Looms Large Thanks to some very important people whom you may not have heard of, federal policymakers…
25 Social Security Facts For 2025
Social Security is more confusing than ever. Myths abound. Below, you’ll find a complete set of 25 facts to help…
Mortgage rates kick off 2025 with an increase, nearing 7%
Mortgage rates are up for a third straight week to the highest since July, further hindering demand in the already-stagnant…
Many Rich Americans Have Already Paid Their 2025 Social Security Taxes
Shortly After Midnight On New Year’s Eve, 229 Americans Have Already Paid Their Social Security Tax Earnings over $176,100 per…
Don’t Need Your 529? Turn It Into A Roth IRA
Don’t Let Your 529 Go To Waste If you set up a 529 education plan for your children or grandchildren…
Year-End Tax Strategy: A Child IRA Can Help Reduce Your Tax Liability
As the end of the year approaches, you should be asking yourself what tax strategies you might be missing out…
US credit card defaults soar to highest level in 14 years
Experts are sounding the alarm over a new report indicating credit card loan defaults soared this year, warning the dam…
How To Make Your Family’s Wealth Last For Generations
By Rachel Leland, Next Avenue While reliable data shows that the very rich are, for the most part, getting much…
Why Increased Longevity Means You Need To Rethink Your Retirement
It’s no secret that many people today are living longer compared to previous generations, extending their retirement years well into…
5 New Years’ Resolutions For Retirees
It’s always a good idea to revisit your retirement plans to see how you can make changes that can help…
Last-Minute Gift (For A Lifetime) Idea: A Child IRA For Your Kids Or Grandkids
The gift-giving season is upon us, and if you’re like many, you’ll be looking for a last-minute gift that isn’t…
Mortgage rates rise for second straight week, highest since July
Mortgage rates spiked this week to the highest level in five months, ending the year slightly higher than where they…
Top personal finance New Year's resolutions for 2025
The elevated inflation in recent years continued to wreak havoc on many Americans' wallets in 2024, but the start of…