Personal Finance

4 Things Everyone Must Know To Control Finances For Aging Parents

Most of us recognize that legal means exist to assume control over an aging parent’s finances when their health declines. We use a legal document

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Biden extends time frame to get credit toward student loan forgiveness

In an effort to fix administrative issues that resulted in student loan borrowers not qualifying for forgiveness, the Biden administration

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What is a high-yield savings account and how do I set one up?

Want to watch your money grow?  A high-yield savings account allows your money to make money, with very little work

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Many Layers Of Rules Lead To Medicare Confusion

I recently did a webinar on Medicare basics for over 600 consumers. During the Q&A session, I realized why Medicare

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Today's 30-year mortgage rates drop while 15-year rates hold steady | April 29, 2024

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

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Dinosaurs Are Extinct. Pensions Are Alive And Well.

Kids love dinosaurs. These larger-than-life, amazing creatures that existed some 66 million years ago continue to fascinate both children and

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Today's 15-year mortgage rates drop while 30-year mortgage rates stay the same | April 30, 2024

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

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Credit card spending the leading reason why 78% of Americans have debt regret: survey

A majority of Americans feel financial regret as personal debt soars to new highs, a recent survey said.    Roughly 78%

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FDIC Changes Deposit Insurance For Trust Accounts

The Federal Deposit Insurance Corporation (FDIC) changed its deposit insurance coverage for some accounts effective April 1, 2024. The basic

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Today's 30-year mortgage rates plummet while 15-year mortgage rates rise | May 1, 2024

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

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Walmart, Capital One end exclusive consumer credit card agreement

Capital One and Walmart announced Friday that they ended the agreement that made Capital One the exclusive issuer of Walmart's

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Bass Pro Shops' CEO says brand will focus on affordability amid rising costs: 'Inflation is here'

EXCLUSIVE: The founder and CEO of Bass Pro Shops, Johnny Morris, says that despite inflation, the hunting, fishing and outdoor

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IRA Heirs Can Delay RMDs Another Year, But Should They?

The IRS recently announced that in 2024, for the fourth consecutive year, IRA beneficiaries don’t have to take the annual

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Today's 30-year mortgage rates rise while 15-year mortgage rates drop | May 2, 2024

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

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Approaching Age 65? Don’t Forget To Confirm Your Medicare Eligibility

My friend is going on a river cruise in October. She has already started her packing list because this trip

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Mortgage rates jump again to 7.22%

Mortgage rates climbed again this week, exacerbating the home affordability crisis that is stifling the housing market. Freddie Mac's latest

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Gen X, boomers among student loan borrowers who owe the most: report

Amid 2024 presidential election campaigning, student loan debt and forgiveness is a critical issue to American voters with college graduates

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How Much Money Do You Really Need To Retire Comfortably?

Most people are confused about how much money they need to retire comfortably, and financial services firms often add to

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Fed holds interest rates higher for even longer as inflation remains high

The Federal Reserve said that a lack of progress in bringing inflation down over the last few months is why it is

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