Personal Finance
4 Things Everyone Must Know To Control Finances For Aging Parents
Most of us recognize that legal means exist to assume control over an aging parent’s finances when their health declines. We use a legal document…
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New retirement rule will help protect retirement savings of Americans already struggling to save
The Biden-Harris administration recently announced a finalized retirement rule that will help individuals save for retirement. The Retirement Security Rule…
If Medicare Covers Cataract Surgery, Why Are There Bills?
The daughter of a client called me because she was concerned about how much her mother paid for cataract surgery.…
Federal Reserve slashing rates ahead of Election Day would likely just superficially boost US wallets: experts
The Federal Reserve is anticipated to slash interest rates this year ahead of Election Day, which will likely lead to…
New Report Reveals Ever Increasing Risk Of Elder Financial Fraud
The subject of financial exploitation of elders in our country has been on law enforcement radar for decades. Significant public…
Today's 30-year mortgage rates hold steady while 15-year terms rise | April 9, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Escaping The Sunk Cost Trap: How Behavioral Economics Can Improve Your Daily Decisions
Sunk cost, opportunity cost, and the endowment effect. You may expect these textbook-weight words to show up in the classroom.…
Today's 30-year mortgage rates hold steady while 15-year terms fall | April 10, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Successful Aging Means Asking The Right Questions
The author suggests that when it comes to retirement decisions, we may not be asking the right questions. As the…
New construction remains popular as existing home listings continue to lag
New construction homes are becoming more popular, mainly due to the low inventory of existing homes. The National Association of…
Biden announces fresh round of $6.1 billion in student loan handouts, brings total given to $160 billion
The Biden administration is continuing its mass student loan handouts as it announced another $6 billion that it would be…
Spotlight On Solo Agers For Older Americans Month
When Older Americans Month (May) was established in 1963, only 17 million Americans had celebrated their 65th birthday. Today over…
Today's 15- and 30-year mortgage rates rise | April 11, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Private student loan interest rates fall for 10-year loans
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Small businesses are racking up credit card debt, raising some concerns
Small businesses are increasingly turning to credit cards as a key source of funding as they continue to grapple with…
A Report From The Last Frontier, Part II
In my first report from Alaska, I focused on the policy discussions in the state regarding retirement issues. Today, I’m…
Mortgage rates climb again, approaching 7%
Mortgage rates marched higher this week, nearing 7% with no relief in sight for the sluggish housing market. Freddie Mac's…
Delays and government errors: How college financial aid became such a hot mess
New and returning college students' timelines for applying for federal financial aid and receiving their award offers have been thrown…
Forget To File Your Taxes? You Might Hear From The IRS
The IRS is mailing compliance letters, known as CP59 notices, “on more than 125,000 cases where tax returns haven’t been…