Personal Finance
Choose Your Medicare Open Enrollment Advisor Carefully
It’s Medicare Open Enrollment Period. As I wrote earlier, Open Enrollment this year is unusually important because of significant changes in Medicare Advantage and Part…
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High homeowners insurance rates scaring away Florida homebuyers, other states face the same issue
Florida is in the middle of an unprecedented insurance crisis. The state has the highest homeowners' insurance rates in the…
Index Funds Surge In Popularity But Pose Risks For The Market
John Bogle once said index funds would never compromise more than half of the total mutual fund market. That was…
Mortgage rates dropped this week, but mortgage applications also declined
Mortgage rates continued their slight decline this week, Freddie Mac reported. For 30-year fixed-rate mortgages, the average interest rate is…
Americans are draining their retirement accounts, racking up debt due to high inflation
Chronic inflation hinders millions of Americans' ability to prepare for their financial future, according to a new study published by…
Larry Fink And Bernie Sanders Agree: We Have A Retirement Crisis
When a billionaire corporate executive and Senator Bernie Sanders agree on something, it’s worth paying attention. If they had a…
Today's 30-year mortgage rates hold steady | March 29, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Millions of borrowers to see student loan payments drop in July after SAVE adjustment
President Joe Biden’s Saving on a Valuable Education (SAVE) plan has lowered student loan payments for 153,000 borrowers. In July,…
This week's personal loan rates edge down for 3- and 5-year loans
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Battling Burnout: How To Turn Self-Employment Income Into Wealth
The one consistency in the US labor market has become burnout. Between long hours, uncertain financial futures and a general…
Younger generations open to turning to friends, family to achieve homeownership
Younger Americans who are looking for ways to buy a home in a challenging market are surprisingly open to buying…
How To Boost Your Retirement Savings By 3% Overnight
Recently I wrote about the new Robinhood Gold Card. It pays 3% cash back on all purchases, making it one…
Six moves you’re making that can ruin your credit score
One of the most important lessons regarding your finances to understand is to preserve and protect your credit score, as…
This week's personal loan rates edge up for 3- and 5-year loans
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
How Much To Save At Every Age And Income Level
JP Morgan Asset Management recently released its 2024 Guide to Retirement. The guide attempts, among other things, to answer two…
Mortgage rates creep toward 7%, straining homebuyer affordability: Freddie Mac
After weeks of holding steady, mortgage rates crept higher this week, closing in on 7% for the 30-year mortgage, according…
Saver’s Credit Helps You Save: Do You Qualify?
Time to Get to Know the Saver’s Credit The Saver’s Credit (aka the Retirement Savings Contributions Credit) helps lower to…
Homebuyers considering purchasing tiny homes and fixer-uppers to combat high home prices
With housing costs growing, homebuyers are redefining the traditional path to homeownership. About 43% of prospective buyers considered alternative housing…
This week's personal loan rates edge up for 3-year loans, plunge for 5-year loans
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…