Personal Finance

Choose Your Medicare Open Enrollment Advisor Carefully

It’s Medicare Open Enrollment Period. As I wrote earlier, Open Enrollment this year is unusually important because of significant changes in Medicare Advantage and Part

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These 10 states have gotten the most student loan forgiveness under Biden’s SAVE Plan

The U.S. Department of Education just published a state-by-state list of borrowers who have received forgiveness under President Biden’s Saving

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This week’s personal loan rates edge up for 3- and 5-year loans

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

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Taxable Account Versus Tax Sheltered IRA

You might be able to save yourself tens of thousands of dollars by reshuffling positions between taxable and tax-sheltered accounts.

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Today’s mortgage rates hold steady for 30-year terms | March 5, 2024

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

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What Does Medicare Not Cover? Five Things To Look Out For

Medicare is a lifesaver for most retirees who need affordable health coverage after age 65. However, it’s very different from

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Today’s mortgage rates drop for 30-year terms | March 6, 2024

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

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Why Retirement Savings Incentives Are Ripe For Improvement

A call to scrap tax breaks for retirement plans and use the savings to shore up Social Security has some

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Today’s mortgage rates edge up for 30-year terms | March 7, 2024

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

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Can We Age Well If We Keep Ignoring Healthy Aging Advice?

For most people, there is a belief that aging well is a matter of luck. In their minds, how they

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Mortgage rates dip slightly, boosting demand

Mortgage rates fell slightly this week after climbing for a month straight, sparking an increase in purchase applications in a

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This week’s personal loan rates edge down for 3-year loans, rise for 5-year loans

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

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Steer Clear Of Medicare Misinformation And Avoid Costly Mistakes

Early in the new year, a severe winter storm warning for our area resulted in the closure of my grandsons’

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Mortgage rates ease slightly as spring homebuying season nears: Freddie Mac

Mortgage rates eased slightly this week, enough to reheat the homebuying momentum as the market heads into a traditionally busy

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Student loan payments hinder retirement savings – Here’s how employers are helping

Student loan payments are getting in the way of building retirement savings for some, and in particular those Americans with

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Cost of living hinders younger generations from saving for retirement: Fidelity

A new report from Fidelity Investments finds that over half of Millennials and Gen Z believe they will have a

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Will Retirees Get A Big Income Jump From 2025 Social Security COLA?

While the inflation rate has been easing downward, retirees' budgets are still being stretched pretty thin. Over the past few

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Today’s mortgage rates drop for 30-year terms | March 8, 2024

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

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High debt is causing more consumers to live paycheck-to-paycheck

Many workers are living paycheck-to-paycheck, with about one in three citing debt as one of the main reasons why, according

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