Personal Finance
What A Trump Administration Will Mean For Older Adults
Donald Trump’s return to the White House, coupled with Republican control of the Senate and possibly of the House, could result in a far more…
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Should An Adult Child Get Paid For Caring For An Aging Parent?
Attitudes about the obligation to provide care for an aging parent in failing health vary. In some families, there is…
The Need For Financial Literacy
The golden years are something to anticipate. Life is expected to become easier and less complicated with time for family,…
Mortgage rates inch higher
Mortgage rates are up slightly, with long-term notes lifting off a two-year low from last week. Freddie Mac's latest Primary…
Federal judge hands Biden win as Republicans challenge student loan bailout
A federal judge on Wednesday set back Republican efforts to thwart President Biden's student loan bailout, allowing the government to…
Three Ways To Save More When You’re Self-Employed
The self-employed have the potential to earn more, and build wealth faster than a traditional employee, if their business allows.…
2025 Drug Plan Premiums: Under Control But In Flux
One of the goals of the Inflation Reduction Act is to lower drug costs for Medicare beneficiaries. The biggest step…
Housing turnover rate hits lowest level in 30 years
The U.S. housing market has remained stagnant, with just 25 out of every 1,000 homes changing hands in 2024, according…
Financial Fraud Targeting Aging Parents Is Organized Crime
This month, the U.S. Senate’s Special Committee On Aging held a hearing to address elder financial fraud. It is entitled…
7 Tips To Prepare For Your Upcoming Retirement
Surprisingly, many retirees return to work for reasons other than finances. According to T. Rowe Price’s recent, Retirement: Saving and…
5 Movies To Learn About Retirement And Later Life
Retirement is defined as “leaving one’s job or ceasing to work.” But it involves so much more than that. As…
Social Security Upgrades Tech, Finally Allows Paperless Transactions
The Social Security Administration recently introduced enhancements that should make it easier for beneficiaries to do business with the agency.…
Social Security: Can You Change Your Mind? Yes, But…
As you know, for most people, you can claim Social Security retirement benefits between the ages of 62 and 70.…
Long-term mortgage rates drop to 2-year low
Mortgage rates barely moved this week, but long-term notes declined to the lowest levels Americans have seen since 2022. Freddie…
How Much Will Medicare Part D Prescription Drug Premiums Increase In 2025?
For the first time since 2006, the Centers for Medicare and Medicaid (CMS) didn’t release next year’s projected premiums and…
Private student loan interest rates rise for 5-year terms and dip for 10-year terms
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Run The Numbers, Check Your Facts, Then Check Your Gut
There are things in life that are not a matter of opinion. They are a matter of math. We do…
Crooks Go Old School: The Dangers Of Using Paper Checks Have Increased
After years of favoring online and telephone scams, a number of crooks are drifting back to old-fashioned theft involving paper…
The U.S. Retirement System Will Fail Most Future Retirees
Careful research done by Ph.D economists conclude we face a huge retirement shortfall. We are about eight to nine years…