Personal Finance

Fact-Checking Cook and Ghilarducci On Retirement (Again)

Really, I don’t want to be doing this. I just want a fact-based discussion on retirement income security, so we can fix what needs fixing

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The average down payment for the typical US home reaches $127,750: Zillow

Every aspect of homebuying has gotten more expensive in the years since the COVID-19 pandemic. Home prices have been hitting

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New Report Names The Best State To Retire (Hint—It’s Not Florida)

When you think about retirement, you might picture sunny Florida, with its warm climate and retirement communities. But it’s not

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Today's mortgage rates remain unchanged for 15- and 30-year terms | July 25, 2024

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

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Balancing Passion And Pragmatism: An Ikigai Approach To College And Career Choices

We are tempted to both give and receive bad advice when we wish something were true. I wish, for example,

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Mortgage rates increase slightly

Mortgage rates remained relatively unchanged from last week, with a slight movement higher.  Freddie Mac's latest Primary Mortgage Market Survey,

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Protecting Retirement Assets Against Financial Elder Abuse

Protecting retirement assets through analysis of various topics, such as time horizon, income needs, risk tolerance, and more, is often

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Today's mortgage rates remain unchanged for 15- and 30-year terms | July 26, 2024

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

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Are You Fighting With Your Aging Parent Over Money?

It’s a common problem these days, with nearly one in seven older people diagnosed with some kind of dementia. These

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Mortgage rates barely budged this week as more listings flood the market

Mortgage rates this week have held steady for the most part. Rates for 30-year mortgages average 6.78% as of July

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Prepare For Medicare’s First ‘Installment Payment Plan’: The Part D MPPP

The Inflation Reduction Act is keeping drug plan sponsors, pharmacies, Medicare educators and anyone who works with Medicare drug plans

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Today's mortgage rates remain unchanged for 30-year terms while 15-year terms edge down | July 29, 2024

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

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This week's personal loan rates fall for 3-year terms, rise for 5-year terms

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

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4 Strategies For Retirees To Protect Against Stock Market Crashes

Are you a pre-retiree or retiree who’s nervous about the recent stock market volatility? Worried that it might be the

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Today's mortgage rates remain unchanged for 30-year terms and 15-year terms | July 30, 2024

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

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Medicare Part D Coverage Of Wegovy: Three Stumbling Blocks

Weight-loss drugs have been all the news recently. There are finally medications that can help people lose weight and that

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Today's mortgage rates drop for 30-year terms while 15-year terms remain steady | July 31, 2024

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

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How To Turn Your Retirement Into Your Legacy

Did you know more people turn 65 each day in America than are born? And by 2030, there will be

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Today's mortgage rates hold steady for 15- and 30-year terms | August 1, 2024

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

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