Personal Finance

The C.S. Lewis Quote That Could Transform Your Financial Future

Some of the most profound truths are those, once revealed, that seem self-evident. And that may also be the most potent gift possessed by the

News Room News Room 6 Min Read

Your best advisor to finance and money management.

Explaining Finance is your one-stop website for the latest news, updates, and tips about finance.

Latest News

The New 2024 Health Savings Accounts (HSA) Limits Explained

A Health Savings Account, often called an HSA, allows you to pay for some medical expenses with tax-free money. As

News Room News Room

Today’s mortgage rates rise for 15-year terms while 30-year terms hold steady

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

News Room News Room

This week’s personal loan rates plunge for 3-year loans

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

News Room News Room

The 2024 Audi Q4 e-tron: Comfortable, composed and competitively priced

The 2024 Audi Q4 e-tron compact luxury SUV is the most affordable way into a new all-electric Audi. Pricing starts

News Room News Room

The Case Of The Evil Yoga Teacher For An Aging Parent

This is a real case and the facts are as reported to us by the wife of an elder and

News Room News Room

Economists forecasting a housing market turnaround in 2024

With the outlook for mortgage rates finally improving, the forecast for housing is looking better heading into the New Year.

News Room News Room

Here’s who may qualify for $10,000 in student debt relief under Biden’s new forgiveness plan

The Department of Education revealed more details about President Joe Biden's new forgiveness plan, which is less broad-based than the

News Room News Room

They lost their tax refund over defaulted student debt. Now, they’re getting it back, but the yearslong delay took a toll. 

In early 2020, Mary Perez was expecting $6,516 in tax refunds to help with her bills. Perez was relying on

News Room News Room

Social Security – Beware The Annual Earnings Limitation

The earliest most people can apply for Social Security benefits is 62. You can apply for survivor benefits at age

News Room News Room

AI has supercharged online scams: With the holidays coming, here’s what to look out for

If there was one thing you could usually count on when it came to online scams, it was that misspellings

News Room News Room

How To Beat High Interest Rates By Borrowing From The Bank Of Grandma

With affluent Baby Boomers sitting on loads of cash, intrafamily loans can be a win-win, so long as you pay

News Room News Room

Today’s mortgage rates see increases for 15- and 30-year terms

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

News Room News Room

Here’s how high interest rates can help build your savings

Middle-income Americans could be missing out on a chance to offset high inflation and rising costs by earning more on

News Room News Room

One economist’s theory on why consumers are still so grumpy: They’re stuck in the past.

U.S. consumers can’t seem to shake the feeling that their dollars don’t go as far as they used to. Wages are

News Room News Room

It Is A Good Time To Address America’s Retirement Challenge

Recent articles have noted the excellent economic statistics we are seeing today, many of which are the best in a

News Room News Room

Mortgage rates dip further, but housing supply remains an issue: Freddie Mac

Mortgage rates dropped for the fifth consecutive week to entice buyers back, but homes remain in short supply, according to

News Room News Room

Private student loan interest rates spike for 5-year loans only

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

News Room News Room

Fidelity: 92% of savers to alter 2024 resolutions due to financial stress

A new report from Fidelity Investments found the vast majority of Americans who plan on making a financial resolution for

News Room News Room