Personal Finance
California Ended Its Medicaid Long-Term Care Asset Test. What Happened?
This year, California took the second of two steps to allow residents with unlimited assets to participate in its Medicaid long-term services and supports (LTSS)…
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Hardship May Soon Be Basis For Student Loan Forgiveness: Key Details
The Biden administration is working on a new student loan forgiveness plan. And borrowers who face significant hardships could potentially…
Mortgage rates continue to hover near highest level since 2000
Mortgage rates stopped their unrelenting upward climb last week, but continued to hover near the highest level in more than…
A century-old real-estate practice could soon end. Here’s how home sellers and buyers could be affected.
A recent jury verdict in an antitrust case has thrust a century-old practice in the real-estate industry into the limelight,…
Hundreds Of Colleges Now Offer Automatic Admission To Students
Programs offering “direct admissions”—without a formal application–are spreading. The trend could accelerate in the the wake of the Supreme Court…
Today’s mortgage rates fall for 15- and 30-year terms
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Target CEO says consumers are cutting back — even on food spending
“‘They are buying less stuff, even within food and beverage.’” — Target CEO Brian Cornell That was Target TGT, +1.24%…
This week’s personal loan rates lower for 5-year loans
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
How Do You Pay For College Without Going Into Debt? Grab Some Of The $7 Billion In Private Grants
College financing is a quagmire right now. Those who are indebted are part of a $1 trillion tab that grows…
Families with kids are starting to curb their spending. The reason? Childcare.
There’s one group of Americans that’s missing from the picture of this year’s strong consumer spending: families that pay for…
When A Shopping Addiction Impacts Your Savings
Spending can be addictive – it can start off as harmless but quickly build before you even realize it. The…
How to recover from a big financial shock
Financial shocks come in many different forms: An unexpected medical bill, house repair or job loss are among the typical…
Are hybrid trucks worth it? Here are their pros and cons compared with gas and electric trucks.
If you haven’t already, you will need to face the reality of buying a vehicle with some degree of electrification,…
‘Seller financing’ can help home buyers pay their mortgages. What’s the catch?
The housing market has become so expensive that some sellers are offering to help pay their buyers’ expenses, including their…
The return of student-loan payments doesn’t seem to have hurt consumer spending. But some low-income borrowers are feeling the pinch.
In the wake of student-loan payments resuming after a three-year pause, some of the most financially vulnerable student-loan borrowers are…
If Your Drug Copay Is Outrageous, Your Medicare Part D Plan Might Not Cover It
We are only two weeks into the 2023 Medicare Open Enrollment Period, and I have encountered four people who are…
IRS Announces Retirement Contribution Limits Will Increase In 2024
The IRS says that the amount you can sock away for retirement is going up. In 2024, individuals can contribute…
Spending like crazy? Struggling to pay bills? Consumers are giving mixed signals
As the busiest spending season of the year approaches, consumers are giving some mixed signals on how good they feel…
Here’s 4 Ways To Avoid Getting Swindled
When there’s bad news in the headlines, scamsters see it as good news. Then they know they can ramp up…