Personal Finance

Fact-Checking Cook and Ghilarducci On Retirement (Again)

Really, I don’t want to be doing this. I just want a fact-based discussion on retirement income security, so we can fix what needs fixing

News Room News Room 10 Min Read

Your best advisor to finance and money management.

Explaining Finance is your one-stop website for the latest news, updates, and tips about finance.

Latest News

Florida’s state-created property insurance company voted to raise homeowners insurance rates by 14%

More bad news is on the horizon for Florida homeowners. On top of insurers pulling out of the state altogether,

News Room News Room

Biden issues another $1.2B student loan bailout

President Biden has announced a new student loan bailout for 35,000 borrowers through "Public Service Loan Forgiveness," a program that

News Room News Room

Why July is an ideal time for a mid-year money check-in

July is often thought of as a time for home improvement projects, well-deserved vacations and leisurely day trips. In addition

News Room News Room

IRS Finalizes Guidance On Treatment Of Inherited IRAs

The IRS has issued more guidance on the required minimum distribution (RMD) rules—this time in the form of final regulations.

News Room News Room

Today's mortgage rates for 15- and 30-year terms plummet | July 8, 2024

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

News Room News Room

Federal appeals court blocks all of Biden's student loan debt handout plan

A federal appeals court on Thursday issued a ruling that blocks the Biden administration from continuing to implement a new

News Room News Room

Final RMD Regulations Released Today; 10-Year Rule Clarified

Today, July 19, 2024, the IRS and Treasury Department released long-awaited final regulations on Required Minimum Distributions. RMDs are mandated

News Room News Room

Mortgage rates crept back up closer to 7% as home prices also jump up

Mortgage rates jumped up this week, hovering closer to 7%. This jump ended week's run of dropping rates. Interest rates

News Room News Room

Expats Rank The Best Places To Live In The World

According to reports, interest in moving abroad spiked after the recent presidential debate. So what are the best places to

News Room News Room

Today's mortgage rates rise for 30-year terms while 15-year terms fall | July 9, 2024

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

News Room News Room

Trump VP pick JD Vance slammed Biden admin's student loan handout: 'Unfair and illegal'

Former President Trump's pick to serve as his running mate on the Republican ticket this year, Ohio Sen. JD Vance,

News Room News Room

This week's personal loan rates edge up for 3-year terms, while 5-year rates fall

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

News Room News Room

Can You Convert An Inherited IRA To A Roth IRA?

If you've ever inherited a retirement account, you've probably wondered how to use the funds best. Your new account can

News Room News Room

Economic optimism rises as U.S. job market adds 206,000 jobs

The U.S. job market is slowly stabilizing, as shown by the 206,000 jobs added in June, according to the Bureau

News Room News Room

Private student loan interest rates fall for 10- and 5-year terms

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

News Room News Room

2024 Medicare Open Enrollment Offers Chance To Stay Ahead Of Costly Changes

It’s that time of year when a storm developing in the Caribbean has the potential to become a hurricane. That’s

News Room News Room

Today's mortgage rates hold steady for 30-year terms while 15-year terms rise | July 10, 2024

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the

News Room News Room

6 Ways To Get More Tax-Free Income In Retirement

I've never met anyone who loves paying more taxes on their retirement income. Building a retirement income you won't outlive

News Room News Room