Personal Finance
New Proposal Would Require Insurance Agents To Disclose More About Medicare Advantage Plans
The ability to switch Medicare plans isn’t as available as many beneficiaries are told or believe, and the Centers for Medicare and Medicaid Services wants…
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Crooks Go Old School: The Dangers Of Using Paper Checks Have Increased
After years of favoring online and telephone scams, a number of crooks are drifting back to old-fashioned theft involving paper…
The U.S. Retirement System Will Fail Most Future Retirees
Careful research done by Ph.D economists conclude we face a huge retirement shortfall. We are about eight to nine years…
Why Retirees Are ‘Unretiring’ And Re-Entering The Workforce?
Many retirees are finding that retirement isn’t all it’s cracked up to be, and they’re returning to work in some…
More Retirees Have Debt. Is That Bad?
More and more households led by someone age 55 or older have debt, according to recent research from the Employee…
Will the Fed's rate cut bring down mortgage rates?
Many Americans have been priced out of purchasing a home or making a move for years now amid elevated mortgage…
The Age Wave Is Crashing Around Us
Thirty-five years ago, Ken Dychtwald, PhD, wrote a landmark book, Age Wave. It was a thoughtful and well researched analysis…
Mortgage rates fall again, but home sales still lag
Mortgage rates declined again this week, sparking a subtle boost in demand for purchase and refinance applications. Still, many buyers…
Fact-Checking Cook and Ghilarducci On Retirement (Again)
Really, I don’t want to be doing this. I just want a fact-based discussion on retirement income security, so we…
Private student loan interest rates drop for 5-year terms and rise for 10-year terms
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Most Important Letter This Year? Your Part D Annual Notice Of Changes
You probably find lots of junk mail in your mailbox. But, if you are one of the 50 million beneficiaries…
Feeling Guilty: Adult Son Hesitates To Spend Mom’s Money On Her Care
It’s an issue for some adult children with aging parents. When the elders need care, there is resistance to using…
Can CPAs Or Wealth Adviser Help You?
CTA and Estate Plans and Trusts The Corporate Transparency Act (“CTA”) is a mandate that requires most smaller closely held…
Eugene And Other Top Spots
Forbes screened more than 800 U.S. locales for everything from climate risk to crime to doctor availability. Those that made…
Don’t Starve Your Retirement!
Not too long ago, one of my teammates and I talked about watching Alone, a series that follows ten experienced…
Good And Bad News For Those Whose Part D Drug Costs Skyrocketed Recently
It’s that time of year when many of those who have Part D prescription drug coverage experience sticker shock. Here…
Mortgage rates fall to lowest level in over 18 months
Mortgage rates fell this week to the lowest levels in over a year and a half, but elevated rates and…
Projected Brackets, Standard Deductions And More
The U.S. Bureau of Labor Statistics reported that the consumer price index (CPI) increased by 0.2% on a seasonally adjusted…
How Retirement Withdrawals May Affect Your Tax Bracket
The bigger your retirement account withdrawals, the higher your tax bracket will be in retirement. The good news is that…