Personal Finance
Why You May Need To Rethink Your Retirement, Work, And Spending
Most workers approaching their retirement years haven’t saved enough money to retire full time at age 65 and continue their current level of spending. Let…
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How Retirement Withdrawals May Affect Your Tax Bracket
The bigger your retirement account withdrawals, the higher your tax bracket will be in retirement. The good news is that…
Unlike Football, Personal Finance Is Not A Game Of Inches
The new Baltimore Ravens NFL season started the same way it ended last year—with a gut-wrenching one-score loss to the…
Five Very Affordable Places To Retire In Europe
Have you noticed how much information appears in both mainstream and social media about American pensioners planning or wishing to…
What Is Phased Retirement And Should You Consider It?
There’s been a growing interest lately in phased retirement, as indicated by the results of several surveys. For example, more…
Mortgage rates drop again, but housing market remains stalled
Mortgage rates are down again this week, but remain too high to spark any significant movement in the housing market…
IRS Seeks Comment On A New Savings Plan For Retirement Funded By The Treasury
The IRS is asking for comments about a new way to save for retirement. The super-charged saver's match builds on…
Mortgage rates stall as home sales remain 'lackluster'
Long-term mortgage rates remained unmoved this week while shorter notes fell some, but did little to spur on demand. Freddie…
Aging Parent Nightmare: His Son Showed Up, But Then Refused To Leave
This is a true story. We participated in this case, consulting at AgingParents.com. Vulnerability can come on suddenly for a…
Federal judge blocks revamped Biden student loan handout, latest legal setback for the administration
A federal judge in Georgia has temporarily blocked President Biden's administration from implementing its plan to waive federal student loans…
Ten Tips To Prepare For Retirement
Recently, I was on a company trip with my husband who is a wealth advisor. It was an awards trip…
Today's mortgage rates continue to plummet for 15- and 30-year terms | August 5, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
Digital Nomad? Retiring? Affordable, Charming Vintage Houses Are Widely Available In Japan
Japan is cool, modern and traditional. And … cheap? That is what Hannah Kirshner found to her surprise. We are…
Today's mortgage rates hold steady for 30-year terms while 15-year terms edge up | August 6, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
GOP-led states sue Biden administration over student debt relief plan
Seven GOP-led states have filed a lawsuit challenging the Biden administration’s most recent student debt forgiveness plan, accusing the U.S.…
ERISA: Reflecting On 50 Years And Looking To The Future
Major milestones are a good opportunity to pause, reflect, and think about where we are heading. This year is a…
Today's mortgage rates rise for 15- and 30-year terms | August 7, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…
The Opportunities That Living In Mexico Has Given Me
A standard life presents a standard quantity of opportunities. But wouldn’t you like more than a standard quantity of opportunities?…
Today's mortgage rates hold steady for 15- and 30-year terms | August 8, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the…