Retirement
Inherited IRA Rules That Can Surprise And Trap Heirs
Congress and the IRS made inheriting an IRA a very complicated, confusing event. Inherited IRAs are accompanied by a host of little-known rules that are…
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What To Do When You Need Cash: Home Equity Or Margin Loan
When a large, unexpected expense crops up, you don’t want to increase the cost by using a less-than-optimum way to…
Will Your Aging Parent Give Up The Too-Large Family Home?
The battle goes on with aging parents who are living alone or without family nearby and their adult children. From…
Should You Be A Personal Representative Or Trustee?
Introduction So, Aunt Jane just asked you to be the trustee of her trust. You were flattered and, of course,…
Divorced Spouses Maximize Social Security Benefits By Navigating Some Tricky Rules
There’s no such thing as “divorce benefits” in Social Security, but divorced spouses often are eligible to receive benefits based…
How To Practice Coast FIRE, A Retire-Early Strategy
If you’re in your mid-50s or younger and are interested in retiring but you aren’t on track to save enough…
Why The Solo Years Of Retirement Are The Most Critical And How To Plan For Them
Married couples in or near retirement should know that the solo years, the period after one spouse passed away, usually…
Voters To Decide On Washington’s Public Long-Term Care Insurance Program
Washington voters will decide the fate of the state’s path-breaking public long-term care insurance program in a referendum this Fall.…
Ethical, Moral, And Thorny Personal Issues In Estate Planning
Introduction Ethical questions arise during many estate plans. Sometimes, these are ethical issues that you and/or your family may have…
Escape Global Chaos In These Overseas Safe Havens
With the dawn of another election year, even a cursory glance at the headlines serves as a reminder of how…
Is Your Portfolio Really Invested For You—Or Your Advisor?
In Christianity alone, it is estimated that there are thousands—yes, thousands—of different denominations around the world. Each denomination has its…
What Will You Earn From Your Stocks And Bonds?
If you expect fabulous returns to continue, you’re likely to be disappointed. Look closely at the data and you’ll see…
Retirement Planning Isn’t Complicated.
I know; you’re probably ready to come at me with a million reasons why my assertion in the title is…
2024 Maximum Social Security Benefit
What’s the most you can receive from Social Security? The answer is…it depends on your age, your work history, your…
Looking For Romance? Help Aging Parents Avoid Thieves
Valentines Day brings up the subject of romance and finding a partner for those who are alone. Many turn to…
Is Retirement Income From Social Security Taxable?
A new bill winding its way through Congress aims to increase retirees’ net income from Social Security by eliminating federal…
How Will Your State Tax Your Social Security Benefits?
Many Americans depend on Social Security to make ends meet each month. Depending on your total household income, you may…
How To Fight Fair In Couples’ Money Conflicts
Marriage is hard, and money makes it harder. Merging two lives, two beings who are always changing, is a delicate…
What Should You Do If You Lose Your Medicare Card?
In late January, I talked with Bill, a client whose job, along with his healthcare insurance, was eliminated and he…