Retirement

Inherited IRA Rules That Can Surprise And Trap Heirs

Congress and the IRS made inheriting an IRA a very complicated, confusing event. Inherited IRAs are accompanied by a host of little-known rules that are

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How To Spend Less Money In Retirement

Most of today’s pre-retirees and retirees will fall short of the retirement income replacement goal that’s commonly advocated by retirement

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Can You Pay Medicare Premiums From Your HSA?

There seems to be a lot of confusion about whether you can pay your Medicare premiums from your health savings

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Aging Alone: What It Takes For Success On Your Journey

According to a study by the Pew Research Center, about 27 percent of American seniors live solo. They can include

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Is A Roth IRA Better Than A 529 Plan?

Parents have many challenges when it comes to raising their children. One of the most important is also one of

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Does Your Retirement Checklist Include Maximizing Social Security Benefits?

Start Early and Get to Know the Social Security Program I have been advising people for years now on the

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Will Contract: Should You Have One?

What Is a Will Contract? What is a “will contract,” and why might you care? A will contract is an

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What Is The New 529 Rule In 2024?

A special SECURE 2.0 Act bonus kicked in as of the new year. It’s something all parents need to be

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4 Tips For Budgeting In Retirement

How much money should you expect to spend in retirement? That’s an important question to answer as you’re planning for

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Life Expectancy After Retirement–Here’s What To Expect

How long can retirees expect to live in retirement? It’s an important question that’s often misunderstood. Surprisingly, most people underestimate

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The Reason Your Budget Always Fails? Don’t Forget The Phantom Month

This piece is written in collaboration with a colleague of mine, Amir Noor, CFP®, director of financial planning at United

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Shocking Reality: An Elder’s Severe Self-Neglect

Daughter is in her late 50s, with a difficult mother who is in her mid 80s. Daughter’s mother, V, has

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Are You Stuck In The Gap Or Living In The Gain?

I’m reading the short book, The Gap and the Gain, co-authored by Dan Sullivan, the famed founder of Strategic Coach,

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Now Is The Optimum Time To Plan Your 2024 Charitable Gifts

Don’t wait until late in the year to plan your charitable gifts. Maximize the benefits to both the charity and

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A Persistently Strong Labor Market Delivers Economic Stability

The labor market recovered quickly from the massive pandemic induced downturn in early 2020. The labor market regained its pre-pandemic

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Desperate For Pain Relief: Why Aging Parents Fall For Fraud

Can you think of anything that makes a person more desperate for relief than being in constant pain? People can

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How Retirees Can Withdraw Money From Their 401(k)

If you’re approaching retirement or have just recently retired, a mission-critical task is using your 401(k), 403(b), 457, IRAs and

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6 IRA Moves To Take During 2024

Too many people wait until near the end of the year to consider key IRA actions and strategies. Your after-tax

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Income Tax On Social Security Benefits

As we approach April 15, let’s discuss the federal taxation of your Social Security benefits. The Social Security Administration estimates

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