Retirement
Ex-Spousal Benefits: What ‘Independently Entitled’ Means
Spousal benefits are commonly called family benefits; benefits available to family members. Let’s start with spousal benefits in order to truly understand ex-spousal benefits. Current…
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Siblings, Step-Siblings And Difficulties With Aging Parents
Blended Families May Be At Greater Risk For Family Disputes Sometimes money and the need to care for aging parents…
IRS Announces Retirement Contribution Limits Will Increase In 2025
The IRS has announced that the amount of tax-favored funds that you can sock away for retirement is increasing. In…
Social Security And Medicare Changes For 2025
2025 Medicare Changes Every year there are changes to Medicare Advantage Plans and Social Security. Most years the changes are…
Surprising Strengths In All Economic Areas Undergird GDP Growth
Most economists who had to describe healthy, stable growth would end up largely describing today’s GDP numbers. The economy expanded…
Elderly Mom Gets Ripped Off By Donation Solicitors
Daughter of elderly mother (EM) called in a bit of a panic. She had just found out that her 80…
Can Financial Planning Really Be Life-Changing?
If you asked 100 people what the purpose of financial planning is, the reflexive answer of the majority would likely…
Advice From Experts About Making Friends After Retirement
When’s the last time you made a friend? Not just someone you see at work, or someone who is an…
How To Slash Taxes On Employer Stock In A 401(k) Plan
There are significant tax-reduction opportunities available when employer stock is held in a 401(k) plan. The opportunities are more significant…
Try This Guide To Design A Satisfying And Happy Retirement
The whole point of retirement is to improve your life—at least, that’s the case for most people. However, many people…
Why ‘Aging In Place’ Is Not Always A Good Plan
Most people at or near retirement age will say they want to remain at home as long as possible. That…
Bipartisan Concerns Unite Americans On Retirement Security
The upcoming election is only days away, and the two presidential candidates remain in a statistical dead heat. Control of…
Will We Ever Expand Medicare To Cover Home Care For Elders?
Subsidizing home care for aging adults has been discussed in decades past. Now it is part of the political discussion…
Trump Would Undermine Social Security By $2.3 Trillion
As the 2024 election approaches, candidate Vice President Harris and Former – President Trump promise to protect Social Security, but…
The Financial Planning Recommendation Every Person Needs
There aren’t many absolutes in financial planning. There are, however, many—MANY—opinions. Advisors, personal finance gurus, and online opine-ers regularly die…
How IRAs Can Help Retirees Reduce Or Avoid Estimated Tax Penalties
Estimated tax requirements are a frequent problem for retirees, with many incurring penalties for underpaying their estimated taxes. Fortunately, there’s…
7 Common Retirement Spending Mistakes To Avoid
Many pre-retirees and retirees make serious mistakes regarding their retirement income and spending for living expenses. This is very understandable,…
Insulin Coverage: What Medicare Beneficiaries Need To Know For 2025
Since January 1, 2023, there has been a cap on insulin for Medicare beneficiaries. The cap applies to those who…
Did The Medicare Prescription Payment Plan’s Fix Make It Worse?
The Medicare Prescription Payment Plan (MPPP, M3P or MP3) will take effect January 1, 2025. It will allow those who…