Retirement
Business Development For Financial Advisors: From Necessary Evil To Integrated Strategy
I’ve been in the financial advisory business for roughly 28 years—and for 28 of those years, I’ve had a challenging relationship with the notion of…
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Should you claim social security benefits early or later?
Dying is cheap, living is expensive! The most asked question I receive is, “Should I claim benefits early or wait?”…
3 Of The World’s Best Places To Live In Your 60s
Where we live shapes most every aspect of our lives. Many of us simply grew where we were planted. That…
The Goldilocks Strategy To Safely Spend Your Retirement Savings
Retirees who rely significantly on their IRAs and 401k accounts to pay for their living expenses face a serious challenge:…
The World’s 3 Best Places To Live In Your 60s
Where we live shapes most every aspect of our lives. Many of us simply grew where we were planted. That…
How To Protect From Predator Spouses
Unfortunately, it happens all the time—a client’s longtime spouse dies, a new suitor swoops in, and they quickly marry against…
CFPB Strikes Out Where It Is Most Needed
Can the Consumer Financial Protection Bureau (CFPB), a Federal Government agency, protect unsophisticated consumers transacting in complex markets? It can…
The Forgotten Element Of Estate Plans: Portfolio Restructuring
Simplifying and streamlining our portfolios and the rest of our finances should be an estate planning priority as we age.…
For 2023 Open Enrollment, Know The Truths And Half-Truths In Medicare Advice
A new open enrollment period for Medicare is about to begin, and Americans ages 65 and older will be making…
Penalty For Missed RMDs Is Reduced; Why You Should Care
If you have been following my posts on required minimum distributions from retirement accounts over the last few years, I…
How To Deal With Corruption Overseas
Living, buying property, doing business, and investing overseas come with challenges, including some you might not expect. Chief among the…
What You Need To Know Before October 7 About Open Enrollment, Medicare Advantage Plans And The New Prior Authorization Rules
The first big issue for a Medicare beneficiary is whether to enroll in original Medicare or a Medicare Advantage plan.…
The Growing Wealth Gap Can Be Overcome With Some Help From Pensions
One of the defining challenges of our time is the growing problem of economic inequality in the United States. In…
Will Your Estate Plan Be Followed?
An estate plan can be too detailed or rigid. When that happens there’s a good chance at least some of…
Scared To Spend: Overcoming The Retirement Cycle Of Fear
“I know what the numbers say,” more than one client has told me after looking at a positive statistical analysis…
Know The Truths And Half-Truths In Medicare Advice
A new open enrollment period for Medicare is about to begin, and Americans 65 and older will be making or…
Totally Unprepared! Don’t Let This Be You And Your Aging Parents
Today is World Alzheimer’s Day, a global effort to raise awareness and challenge the stigma around Alzheimer's disease. We read…
4 Financial Mistakes That Will Ruin The Best Dream Retirement Plan
Most people think you only talk with a financial advisor about money. However, there is another thing that you should…
How To Keep Family Fights About Aging Parents From Escalating
Perhaps you are part of a family that includes siblings in conflict. Maybe there are some in your family who…