Retirement
Business Development For Financial Advisors: From Necessary Evil To Integrated Strategy
I’ve been in the financial advisory business for roughly 28 years—and for 28 of those years, I’ve had a challenging relationship with the notion of…
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Can Your Retirement Paychecks Last For A Long Retirement?
If you’re currently in your 60s or early 70s, there’s a good chance you’ll need to generate retirement income for…
Don’t Let The IRS And Congress Decide Your IRA Strategies
Most people with significant assets in IRAs and 401(k)s let Congress and the IRS determine their spending and distribution strategies.…
Expat Options: Golden Visas Vs. Digital Nomad Visas
I’m usually skeptical of stories about “a friend of a friend.” But in this case, I know that it’s a…
Fixing Nursing Homes Nine Small Steps At A Time
It hardly is news that nursing homes are in trouble. Consumers think they are unsafe; nurses, aides, and other staff…
Don’t Have Kids? 5 Keys To A Better Retirement
It could be argued that it is easier to prepare for retirement if you don't have children. Think about all…
The Best Things In Life Are NOT Free (But They’re Worth It)
The pithy aphorism that “the best things in life are free,” while no doubt well-intentioned, is simply false. It’s slightly…
Traverse City And Other Top Spots
Forbes screened more than 800 locales in the U.S. for everything from climate change risk to crime to availability of…
10 Fabulous Tax-Planning Strategies For High-Income Gay Couples
The benefits of tax planning for gay couples can be quite fabulous is you ask this gay tax planner. Our…
Why You Need To Watch Your Stockbroker Like A Hawk
Broker-dealers are in an industry overseen by the Financial Industry Regulatory Authority (FINRA), but mostly, no one is closely watching…
The Microsoft/ Activision Merger Could Likely Expand Employment, Raise Wages, And Improve The Supercharged Industry
This is a little nerdy but since the FTC is embracing new research from labor economics and law, I thought…
How Much Will Your “Free” Medicare Advantage Plan Really Cost?
When it comes time to shop for Medicare coverage, Medicare Advantage plans have become a very popular option. More than…
The Public Policy Case For Retirement Integration
Public policy has been the major factor preventing the integration of retirement plan components: financial asset management, annuities and HECM…
5 Steps To Become A 401(k) Millionaire
Anyone, and I mean anyone, can become a 401(k) millionaire if given enough time. According to Fidelity, the number of…
Know This: Your Aging Parent Living At A Distance May Be At Risk
American families are often scattered across the country. Kids grow up, find opportunities they like in other places and move…
The Roth 401(k) Landscape Has Undergone Major Changes. Here’s What You Need To Know
The retirement savings landscape experienced a radical transformation with the enactment of the SECURE Act 2.0 at the end of…
What New Nursing Home Staffing Rules Would Mean For Residents And Patients
In a long-awaited and highly controversial decision, the federal Centers for Medicare and Medicaid Services (CMS) has proposed that nursing…
Investing In The Language Of Life
Last week, I shared a post translating the whole of financial planning into the language of life, suggesting that all…
Warn Aging Parents To Avoid Disaster Scam Charity Appeals
Scammers lie in wait, looking for ways to rip off folks after every weather or other natural disaster. It may…