Retirement
Your Life Can’t Wait! Learn To Decumulate.
If you’ve never encountered the term “decumulation,” you’re probably asking, “Decumu-what???” For most of your investing life, you’ve been focused on accumulation investing, building wealth…
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How To Recover From A Work Mistake
By Kelly K. James, Next Avenue During an interdepartmental Zoom meeting, a vice president asked for feedback about a video…
Preretirement Helps People Leave Their Career And Still Keep Working
By Elana Rabinowitz, Next Avenue "We call it pretirement," a woman said while gushing about her new life in the…
What A President Harris Would Mean For Seniors
Democratic presidential nominee Kamala Harris is working hard to win the support of older voters, but what would she do…
3 Strategies For Using Roth IRAs And Roth 401ks In Retirement
A smart use of any retirement savings you’ve set aside in Roth IRAs and/or Roth 401k accounts can help you…
IRS Issues Guidance On Retirement Plan Matches Based On Student Loan Payments
The IRS has issued interim guidance for a new opportunity for taxpayers created under SECURE 2.0 that allows employers to…
Vulnerable Aging Parents And Greedy Offspring: Be On The Lookout
It is not a rare thing that as wealthy aging parents decline, some relatives seem to come out of the…
Why Your Retirement Likely Will Include An AI Humanoid Robot
Imagine this: You’re retired, lounging in your favorite chair, feet up, sipping something chilled as the sun sets. Your home…
Elder Fraud Is Exploding Online. How To Keep Grandma–And Yourself–Safe
Elder fraud is exploding, while crypto and speedy money transfers are making it tougher to recover stolen funds. Here are…
How Guaranteed Lifetime Income Increases Retiree Spending
Retirees with more guaranteed lifetime income spend more in retirement and do so without worrying about running out of money.…
What To Do If The $2,000 Cap Jeopardizes Your Employer Drug Coverage
The Inflation Reduction Act has generated many initiatives to cut drug costs for Medicare beneficiaries. So, it’s possible that those…
What Younger Generations Need To Know About Social Security, Medicare
Young adults in the U.S. have been skeptical about Social Security at least since the days when I was one…
The Burden Of The Only Child With A A Distant Aging Parent
When our parents get old, family members do have an opportunity to share the load of ensuring their safety and…
New Report Names The Best State To Retire (Hint—It’s Not Florida)
When you think about retirement, you might picture sunny Florida, with its warm climate and retirement communities. But it’s not…
Balancing Passion And Pragmatism: An Ikigai Approach To College And Career Choices
We are tempted to both give and receive bad advice when we wish something were true. I wish, for example,…
Protecting Retirement Assets Against Financial Elder Abuse
Protecting retirement assets through analysis of various topics, such as time horizon, income needs, risk tolerance, and more, is often…
Are You Fighting With Your Aging Parent Over Money?
It’s a common problem these days, with nearly one in seven older people diagnosed with some kind of dementia. These…
Prepare For Medicare’s First ‘Installment Payment Plan’: The Part D MPPP
The Inflation Reduction Act is keeping drug plan sponsors, pharmacies, Medicare educators and anyone who works with Medicare drug plans…
4 Strategies For Retirees To Protect Against Stock Market Crashes
Are you a pre-retiree or retiree who’s nervous about the recent stock market volatility? Worried that it might be the…