Fears are fading of a so-called credit crunch that would harm the U.S. economy

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Are people having trouble getting loans? Are we facing a nationwide credit crunch? Is a rattled U.S. banking industry retreating into a protective shell and hurting the economy?

Maybe not.

The failure of Silicon Valley Bank last month sparked worries about a banking crisis that could harm the U.S. economy, but the threat appears to be fading…

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